Compare the reward with the deposits, purchases, fees, and deadlines it takes to earn it. For your personal finances or your business.
A selected shortlist with dated issuer sources. Eligibility and approval are determined by the issuer.
Starting points within our 12-offer active shortlist, not a ranking of the entire market. How we choose · Source watch
Direct issuer links. We currently receive no commission.
Checking account
cash bonus
A lower qualifying-deposit hurdle than SoFi for the same $400 maximum in this shortlist.
Existing Chase checking customers are excluded. Closed-account restrictions apply; one checking opening bonus per two years. Transfers from your own bank do not count.
Checking account
cash bonus
No monthly fee and a $1,000 combined hurdle, provided it arrives as two qualifying deposits.
Ineligible if you held 360 Checking, Simply Checking, or Total Control Checking as primary or secondary owner on or after January 1, 2024. Only one account bonus; offers cannot be combined.
Checking account
cash bonus
Another $1,000-deposit option when you cannot qualify for Chase; compare fee-waiver conditions.
New consumer checking primary owners only. No Wells Fargo consumer checking bonus in the past 12 months. Employees, specified nonresident/foreign applicants using Form W-8, and Private Bank deposits are excluded.
Checking + savings
maximum cash bonus
No monthly account fee; the maximum reward requires a much larger deposit total in a shorter window.
Only members who have never set up SoFi direct deposit qualify. Payroll, pension, and government benefits can qualify; self-transfers and tax refunds do not.
Cash back credit card
cash bonus
A $200 cash bonus with a $500 purchase hurdle and no annual fee.
Existing or previous cardmembers who received this product’s new-cardmember bonus in the past 48 months are not eligible.
Travel credit card
bonus miles + $300 travel stays credit
For people with planned travel and sufficient ordinary spending; miles are not ranked as cash.
No new-cardmember bonus if you received a Venture or Venture X bonus in the past 48 months. Miles are not cash; redemption values vary.
Cash back credit card
cash bonus
A smaller purchase target and no annual fee; compare with Savor’s eligibility rules.
Current holders of this card are excluded, as are previous holders who received its new-cardmember bonus within 24 months.
Travel credit card
bonus points
For a larger existing spending plan; compare the purchase target and fee with Venture before valuing the points.
Unavailable if you currently have this card. A bonus may be unavailable if you previously held it or received its new-cardmember bonus.
Business checking
maximum cash bonus
A $400 tier with a smaller deposit is available; the maximum reward is not automatically the better use of cash.
Existing Chase business checking customers, specified political/government accounts, JPMorgan Chase employees and affiliates, and restricted prior closures are excluded. Signers can receive one business checking offer per two years.
Business checking
cash bonus
No monthly maintenance fee; compare the cash you must retain and the transaction rules before opening.
Businesses with an existing U.S. Bank business checking account or one closed within the past 12 months are excluded. One bonus per business; no combining business checking bonuses. Current U.S. Bank employees are excluded.
Business credit card
cash back bonus
Compare its capped business spending categories with your actual expenses.
The bonus may be unavailable if you have ever held this card or another Chase for Business card with no annual fee. Chase may also consider business-specific factors.
Business credit card
cash back bonus
A flat 1.5% purchase-reward structure may be easier to manage than categories.
The bonus may be unavailable if you have ever held this card or another Chase for Business card with no annual fee. Chase may also consider business-specific factors.
A curated starting point, not the whole market. Offers can change. Always confirm current terms with the issuer.
Compare what stays in the bank with what goes on the card. A deposit requirement ties up cash; a purchase requirement uses your spending budget. Plan for each separately.
We bring the details together.
You decide what fits your life.
Bank bonus or credit card? Compare the reward with the money, time, and spending it takes.
Read the eligibility rules, fees, and deadlines. The biggest number isn’t always your best option.
Visit the issuer to confirm the offer and apply. Save your favorites here while you decide.